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An Oklahoma class action settlement involving Farmers homeowner’s insurance will provide payments to those who qualify.

• There is a class action in Oklahoma about whether Farmers Insurance Company, Inc. and Farmers Insurance Exchange (“Farmers”) improperly withheld payments of general contractor’s overhead and profit from amounts paid on claims for Structural Losses under homeowner’s policies.

• Class Members may be eligible for a payment if you qualify and timely submit a valid claim form.

• The legal rights of Class Members are affected whether they act, or don’t act. Read this notice carefully.

	CLASS MEMBER LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT:
Submit a Claim Form	The only way to get a payment if you qualify.
Ask to be Excluded	Get no payment. The only option that allows you to individually sue Farmers over the claims resolved by this settlement.
Object	Write to the Court about why you don’t agree with the settlement.
Go to a Hearing	Ask to speak in Court about the settlement.
Do Nothing	Get no payment. Give up rights.

These rights and options—and the deadlines to exercise them—are explained in this notice.

The Court in charge of this case still has to decide whether to approve the settlement. If it does, and after any appeals are resolved, money will be distributed to those who qualify. Please be patient.